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century 2021 edition

Your money lives in the 21st century.
Your payments finally do.

21pay is the payment orchestration platform built for how commerce works now: accept, route and pay out worldwide, with every transaction sent down its best possible path.

ONE INTEGRATION  ·  APPROVED IN 48 HOURS  ·  24/7 HUMAN SUPPORT
CONNECTED WITH
VISAMastercardApple PayGoogle PayPayPalINTERACBLIKPixDiscoverJCBSEPAOpen BankingVISAMastercardApple PayGoogle PayPayPalINTERACBLIKPixDiscoverJCBSEPAOpen Banking
CH.01  ·  A tale of two centuries

Same coin.
Two very different journeys.

Meet Penny, your payment. In the last century she waited in line. In this one, she rides the smartest rails money has ever had.

Est. 20th century

How payments worked

  • One provider. One point of failure.
  • Good customers declined for bad reasons, and lost forever.
  • Checkout in one currency: yours, not theirs.
  • Disputes discovered when the money is already gone.
21pay

How payments work now

  • A global acquirer network behind one integration.
  • Every transaction routed to the path most likely to approve.
  • Customers pay in their own currency, and convert better.
  • Chargebacks detected, tracked and resolved automatically.
CH.02  ·  The junction

Every payment
finds its yes.

At every junction, our engine reads the signals and dynamically selects the path most likely to approve. When one provider says no, another says yes.

DYNAMIC PROVIDER SELECTION  ·  HIGHER APPROVALS, FEWER DECLINES
CH.03  ·  The stations

A complete payment platform,
orchestrated.

Eight products. One integration. Every stop your money needs on its way through the modern world.

STN 01

Card Acquiring

Secure global card processing services.

STN 02

Open Banking

Fast, secure bank-to-bank payments.

STN 03
$

Payout Solutions

Instant, multi-currency fund disbursement.

STN 04

Payment Orchestration

A fully integrated ecosystem for payment management.

STN 05

Alternative Payment Methods

Flexible local and global payment solutions.

STN 06

Payment Bridge

Effortless system integration: connect PSPs & acquirers.

STN 07
₿

Crypto Processing

Accept crypto payments globally.

STN 08

Payment Gateway

Reliable multi-currency payment platform.

CH.04  ·  Industries we serve

One train.
Every industry.

Built for businesses where every approval counts, from high-volume gaming to global travel. Find your carriage.

THE 21PAY EXPRESS

Penny's driving.

One integration pulls every carriage: acquiring, APMs, payouts and crypto, routed for approval.

HIGH VOLUME

iGaming & betting

High volume, instant payouts to winners and the local methods players use in every market.

CHECKOUT

eCommerce & retail

More approvals at checkout, in your customer's currency and their favourite way to pay.

GLOBAL

Travel & hospitality

Big tickets, global cards and fast payouts to the partners who make every trip happen.

HIGH-RISK WELLNESS

Peptides & nutraceuticals

Stable, compliant processing for peptide and supplement brands, from first orders to monthly refills.

RECURRING

Digital & subscriptions

Recurring billing and scheduled payments that keep cards approved, month after month.

CH.05  ·  Business boosters

Tools that make good payments
great business.

Sophisticated boosters that simplify payments, improve performance, and build lasting customer trust.

$€£

Multi-Currency Payments

Boost conversions by letting customers pay in their own local currency.

Global Acquirer Network

An extensive network of acquiring banks for optimised processing across all regions.

Fraud & Risk Management

Advanced fraud detection, 3D Secure authentication and built-in compliance.

Real-Time Analytics

Live data insights and reporting dashboards that improve payment performance.

$

Chargeback Resolution

Automated tools that detect, track and resolve disputes, and recover revenue.

24/7 Dedicated Support

Instant access to humans who keep your payment ecosystem running while you sleep.

CH.06  ·  All aboard

Live in days.
Not quarters.

1
Start accepting payments

Sign up, approved in 48h

Tell us about your business and get approved in just 48 hours, no endless paperwork.

2
Integrate with our platform

One seamless API

Easily connect your systems: every product and payment method through a single integration.

3
Go live

Process worldwide

Begin processing secure payments globally, with smart routing working from transaction one.

“
Since switching to their payment solution, we’ve seen a noticeable improvement in approval rates while keeping chargebacks under control. It’s made a real difference to our day-to-day operations.
Daniel R.  ·  HEAD OF PAYMENTS, iGAMING OPERATOR
Payment performance is critical for our games. The integration was straightforward, transactions run smoothly, and we’ve been able to scale without worrying about payment disruptions.
Michael T.  ·  COO, ONLINE GAMING COMPANY
Expanding into new markets used to be complicated from a payments perspective. With local payment methods and better transaction acceptance, we’ve been able to reach more customers and improve checkout conversion.
Sarah M.  ·  HEAD OF eCOMMERCE, INTERNATIONAL RETAIL BRAND
In travel, every failed payment can mean a lost booking. We’ve seen more reliable transaction processing and a smoother checkout experience, especially with customers paying from different countries.
James L.  ·  VP OF FINANCE, ONLINE TRAVEL COMPANY
PCI DSS 3D SECURE BUILT-IN COMPLIANCE
Final stop

Your century
is calling.

Step into the new era of payments: approved in 48 hours, supported 24/7.

Get in touch → Talk to sales
ONE INTEGRATION  ·  APPROVED IN 48 HOURS  ·  24/7 HUMAN SUPPORT